Let's boycott CDG diesel....KNN so expensive.....
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Originally posted by komade:
bro the ceiling for medisave how much? if hit ceiling no need to contribute liao?
paiseh 1st time renewing my TVL tis oct
When LTA sent you renewer letter...they will state, whether need to top up Medisave. Most TD very hard to hit ceiling especially now at 41k including myself next time, most of us stop at 30k plus, some emergency used up liao...
Than refresher course compulsory must go...book through Comfort, hassle free, go to TD counter and pay money, Comfort will help renew your TDVL first, as for the course can go later but must attend.
Many more worry on Medisave contribution...imagine 0 in that stupid account, with ceiling at 43k...knn....might not be able to continue driving...
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Originally posted by Rbs70:
When LTA sent you renewer letter...they will state, whether need to top up Medisave. Most TD very hard to hit ceiling especially now at 41k including myself next time, most of us stop at 30k plus, some emergency used up liao...
Than refresher course compulsory must go...book through Comfort, hassle free, go to TD counter and pay money, Comfort will help renew your TDVL first, as for the course can go later but must attend.
Many more worry on Medisave contribution...imagine 0 in that stupid account, with ceiling at 43k...knn....might not be able to continue driving...
Ceiling isnt important. Its the contribution. You need to make a one time or installment contribution based on your declared income for the last workyear or more.
The problems come is becos most tds have not been contributing regularly or not even contributing at all so when the time comes for renewal than jialat.
Its the same for all self employed. Whether in business or taxi. I face this medisave contribution for the last 10years to know all their bullshit.
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Originally posted by komade:
huh?? drop 1.16 liao ah?? didnt notice........ for me normally weekends i
go outside pump like shell cause need to hand over to another relief not like
my hirer give me $$ to pump. yah can feel engine is smoother diff to me $3-$4
nia as bro rbs70 said press meter 1 time gao liao........... esp when weekends
the kiosks super long Q of ppl waiting to pump. for me norm 1am-2am i go pump
n wah car liao no need kuey siow with other ppl...........
eh pool the esso coporate card how to apply?? need deposit?? can use as
normal credit card??
Can apply on website. $250 deposit.
http://sgforums.com/forums/3426/topics/452570 -
Originally posted by ericgo:
Ceiling isnt important. Its the contribution. You need to make a one time or installment contribution based on your declared income for the last workyear or more.
The problems come is becos most tds have not been contributing regularly or not even contributing at all so when the time comes for renewal than jialat.
Its the same for all self employed. Whether in business or taxi. I face this medisave contribution for the last 10years to know all their bullshit.
A few examples of how govt forces you to make a medisave contribution and also to pay up your outstanding fine(even with warrant of arrests...cos they know somehow no one gives a shit abt such warrant of arrest anymore)
Government agencies are mostly all very interlink one..
So let say you have an outstanding summon be it a no parking coupon or erp not enough cash when pass thru gantry and your offence isnt compounded. It will result in you not being able to renew your season parking until you have resolved all your outstanding summons
Same for medisave.
if you are not contributing in accordance to your iras income declaration than depending what trade you are in.
For acra registered business or partnership. Acra will not allow you to renew your business untill you have resolved your CPF contribution with CPF Board.
TD also sama la. Dont pay Medisave. Iras(based on td income declared) will sent medisave liability to CPF than CPF will notify you to pay( In full or installment also can). if no payment is made. Than CPF will inform LTA. Than when time for renewal......JIALAT.
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Originally posted by ericgo:
Ceiling isnt important. Its the contribution. You need to make a one time or installment contribution based on your declared income for the last workyear or more.
The problems come is becos most tds have not been contributing regularly or not even contributing at all so when the time comes for renewal than jialat.
Its the same for all self employed. Whether in business or taxi. I face this medisave contribution for the last 10years to know all their bullshit.
Ya, is true, that's why many make an effort to join CTOA, force you to save.
But sometime due to unforeseen circumstances, one had to wipe out the account to safe someone...sigh, that's life.
One of my friend, had to top up 3.5k this year, went down CPF board to arrange for installment plan...upfront must put 1.2k, knn bo bian borrow from loan shark to tie over...hope the cb CPF board read this..
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u mean they will only send the letter stating how much to contribute to medisave only every 3 yrs when up for renewal?? why dun send yearly basis.. like that, i need to check how much i need to pay liao.. wait bo lui to pay...
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u mean they will only send the letter stating how much to contribute to medisave only every 3 yrs when up for renewal?? why dun send yearly basis.. like that, i need to check how much i need to pay liao.. wait bo lui to pay...
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Originally posted by JLKL:
u mean they will only send the letter stating how much to contribute to medisave only every 3 yrs when up for renewal?? why dun send yearly basis.. like that, i need to check how much i need to pay liao.. wait bo lui to pay…
Bro, is yearly basis, but most TD will choose to ignore until time for renewal.
After you declared your income, they will state how much to top up.
When time to renewal, is compulsory to top up before they grant you for renewal, that's why many choose to join CTOA, while pumping diesel everyday, force one to save a bit for medisave.
Actually there's a loop hold on that but not convenient to post here, and most TD ended up accumulate more and more in medisave over the years....
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Originally posted by JLKL:
u mean they will only send the letter stating how much to contribute to medisave only every 3 yrs when up for renewal?? why dun send yearly basis.. like that, i need to check how much i need to pay liao.. wait bo lui to pay…
i also kena like that. i was not asked to pay medisave for 3 years then sekali last year they whack me $1,469.
i was already on their installment scheme so they just conveniently deduct the amount via giro monthly.
So i dont know whether this year i have to pay another lump sum , if need to knn then the installment will snowball to a bigger amt.
wtf
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In negative view, we are penalize by our own money, but when come to life saving, it did help a lot...these days, bypass easy easy $10k, 3 bypass enough to wipe out your medisave account loh..
Than I come 1 friend, CPF got 250k, but business fail going to be bankrupt soon, ironic right? But than newly couple lucky got 250k, knn can buy house...
So sometime really wonder wtf this world had become to..
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Originally posted by Rbs70:
When LTA sent you renewer letter...they will state, whether need to top up Medisave. Most TD very hard to hit ceiling especially now at 41k including myself next time, most of us stop at 30k plus, some emergency used up liao...
Than refresher course compulsory must go...book through Comfort, hassle free, go to TD counter and pay money, Comfort will help renew your TDVL first, as for the course can go later but must attend.
Many more worry on Medisave contribution...imagine 0 in that stupid account, with ceiling at 43k...knn....might not be able to continue driving...
ok thanx for the info bro, haiz juz check $35,340 inside nia PHUi!!
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Originally posted by ericgo:
Can apply on website. $250 deposit.
http://sgforums.com/forums/3426/topics/452570ok thanx bro like tat i use the shell 1 can liao~~~~
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Originally posted by Rbs70:
In negative view, we are penalize by our own money, but when come to life saving, it did help a lot...these days, bypass easy easy $10k, 3 bypass enough to wipe out your medisave account loh..
Than I come 1 friend, CPF got 250k, but business fail going to be bankrupt soon, ironic right? But than newly couple lucky got 250k, knn can buy house...
So sometime really wonder wtf this world had become to..
bo bian lar bro in life many tins sucks............
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boh letter leh.. already declared income tax mah, but still no letter come to say how much to top up for medisave leh..
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Originally posted by komade:
ok thanx for the info bro, haiz juz check $35,340 inside nia PHUi!!
SAF regulars chao beh siam...
So my how much roughly you know also....
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Originally posted by Rbs70:
SAF regulars chao beh siam...
So my how much roughly you know also....
hehe u regular last time also bro??
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Originally posted by JLKL:
boh letter leh.. already declared income tax mah, but still no letter come to say how much to top up for medisave leh..
u better call n check bro last yr i got receive tis yr haben yet
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Originally posted by komade:
hehe u regular last time also bro??
For Honors & Glory...
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Originally posted by JLKL:
boh letter leh.. already declared income tax mah, but still no letter come to say how much to top up for medisave leh..
Put in that way, even I had the spare cash, also won't put into an account that can't draw out unless we are force to do so...
I rather spent that money in better use, so no renewal, who's care...
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Originally posted by Rbs70:
For Honors & Glory...
oic.............
yah man got $$ y give to those bloodsuckers n let them roll............
next time maybe cpf withdrawal age 80 till the day u die maybe u r still
working........PHUi!!
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Originally posted by Rbs70:
Put in that way, even I had the spare cash, also won't put into an account that can't draw out unless we are force to do so...
I rather spent that money in better use, so no renewal, who's care...
but when comes to renewal, bo lui pay then how.. if pay every 3 years, sibei siong one leh.. where to cough out the money.. haha.. -
Originally posted by JLKL:
but when comes to renewal, bo lui pay then how.. if pay every 3 years, sibei siong one leh.. where to cough out the money.. haha..u better call up n check bro............
if really cannot pay full can go for installment...........
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Originally posted by komade:
u better call up n check bro............
if really cannot pay full can go for installment...........
ok, thanks.. -
Not to promote CTOA, how it work while pumping diesel (CDG kiosk)?
Once you are a member, after pumping the diesel, scan with the CDG card, you will prompt to pay an extra of 10% of the total diesel you had pump.
For eg, 30L=$3 extra, so this $3, CTOA will contribute on behalf for you at year end, some sort of force saving.
So if $3 each day, x 365days will come to $1095...Definitely more than enough to cover your medisave contribution..
For us we pump outside, pay roughly $4 more for nothing but CTOA members pay a bit more for their own benefit.
That explain why CDG kiosk always full house..
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Originally posted by Rbs70:
Not to promote CTOA, how it work while pumping diesel (CDG kiosk)?
Once you are a member, after pumping the diesel, scan with the CDG card, you will prompt to pay an extra of 10% of the total diesel you had pump.
For eg, 30L=$3 extra, so this $3, CTOA will contribute on behalf for you at year end, some sort of force saving.
So if $3 each day, x 365days will come to $1095...Definitely more than enough to cover your medisave contribution..
For us we pump outside, pay roughly $4 more for nothing but CTOA members pay a bit more for their own benefit.
That explain why CDG kiosk always full house..
that's why price goes up never come down .
Up $0.05 , down $0.03 .